People all over the world often say that understanding a woman is the most challenging task. Maybe it even is, the mind of a person or just a woman is indeed quite arduous to decipher.
However, I would say that understanding men is also no easy task. Can you disagree with me?
The humankind is the only living species that is so versatile that confining it into a fixed standard would never be possible.
Something appropriate for one of us has to the plausibility of being atrocious for the rest.
An example of the same can be found in the LGBTQ community.
The majority of us have accepted that being physically attracted to the same sex is possible. It is not in one’s hands to avoid me, and neither is it a mental disorder that can be cured in the rehab.
Still, people, even many Britons, find it inappropriate and a blasphemy. The term homophobe is invented for people like them.
Another example is found in being materialistic.
Every human is a tad bit materialistic, it is in our nature, and we cannot help it. We may keep our family above the material things, but when we lose a car or even a watch, we feel that loss for a long time. And there is nothing wrong with that.
Yet there are people in the world that find it utterly immoral and disgusting, and I have no clue why wanting good things in life is regarded as something inappropriate.
I personally cannot bring a total change in the way people see the LGBTQ community. I still try whenever I can.
Despite this sad truth, I can make you, at least some of you understand that prioritizing luxuries in your life is not the wrong way of living, but it is actually how all of us should live our lives.
Money management practices can assist you in being materialistic, money-oriented, and wanting the more beautiful things in life for yourself and your family.
Your Job and Materialism
Most adults have jobs or businesses, which are their jobs. They go to their workplace every weekday and spend close to 10 hours working diligently; there are even people who work for more than 80 hours a week.
We have a notion that if we go to work, we will have an income, and everything would be useful in life.
However, that is not the case.
We work to get an income, but more than that, we work to get an income and enjoy that income as we see fit.
My income is equivalent to the average income of our country, I do not make millions, but neither do I make pennies and still I make sure that I enjoy every penny that I do earn.
The payday ends with me at Oxford Street buying myself dresses, shoes, bags, and anything else that I may need. I do not spend my entire salary, yet I do not save all of it and make my life unpleasant. Can you tell me I am wrong?
Your Investments and Materialism
Many of us also indulge in investments, have you wondered why?
Every investment that we step into is laid on the foundation of a financial goal. It is the goal that lets us decide how much and in which investments we can put our money in.
If you have invested before or have a current investment portfolio, you will know what I am talking about.
I invested in shares a few years ago because the higher rewards would have helped me accomplish my goal sooner.
And my goal was to buy a Dodge Challenger. Two years after the investment, I had earned enough rewards that I sold my shares and bought the Challenger for myself.
I invested in fulfilling a target that may make you think I was running after materialistic things, but I do not care. I love my car, and you must be jealous of it.
The next time you invest, think about what I said, and whether your financial goal sounds materialistic or just prosperous for you.
Your Debt and Materialism
Let me explain this by saying that there are people amongst us who will take on bad credit loans with no guarantor to gift themselves a new phone, and they have every right to make that purchase.
Yes, money management tells us to take on debt wisely so that we do not find ourselves in a perpetual cycle of credit.
If you look at it, every expensive thing in our home is the result of the loan. From our home itself to the car in the garage or the MacBook Air in your study, all of these are the finer things in life and bought with debt.
However, the rule book would never tell you to neglect you desires and only fill up your bank balance.
The art of budgeting in money management emphasizes on dividing your income in three ways;
- One is to provide for your needs; the utility bills, rent, and food expenses fall in this category.
- The second is to set some amount as savings for the uncertainties in the future;
- And number three is to allocate money for the fulfillment of your desires, even if it means getting installment loans to buy a flat-screen television for your bedroom or a chandelier for the living room.
You tell me,
Are all of these not the concepts taken out from the book of Money Management?
Are all of these examples depicting the purchase of luxuries in the wrong light?
Are all of these illustrations not highlighting the real way of living your life?
Ponder on these questions, and you will understand that the chasing after luxuries is not wrong by any means. All of us do it in one form or the other. When we do something ourselves, can we be hypocritical enough to tell others not to do it?
Finance management can help you become materialistic, and you should let it because luxuries make life go by much more conveniently.